Prepared on using the Banyan View Planner · banyanview.com/financial-plan-dashboard
Financial Plan Dashboard
Interactive corpus & goal projection — recalculates live as you edit.
1
Enter your details
Your income, expenses and any loans.
2
Add your goals
Education, home, travel — with target years.
3
See your projection
Watch your corpus and goal funding update live.
These are sample figures — replace them with your own, or .
Private by design — all calculations run inside your browser. Your figures are never sent to or stored on our servers. The optional plan link encodes your inputs in the link itself — share it only with people you trust.
1 Profile & assumptions
2 Income sources
Name
Monthly income (₹)
Annual growth (%)
3 Expenses
Name
Monthly amount (₹)
Start year
End year
Inflation (%)
4 Loans / EMI
Name
Loan amount (₹)
Interest rate (%)
Tenure (yrs)
Start year
5 Goals
Name
Category
Current cost (₹)
Target year
Funding
6 Summary
How to read this summary: Your surplus is what remains of income after expenses and EMIs — the amount available to invest each year. The savings ratio expresses this as a share of income; the more room it has, the more comfortably your goals can be funded.
7 Corpus projection
Net corpus over time i
Reading the corpus chart: The line is your projected investment pool year by year — it grows with returns and fresh surplus, and steps down whenever a goal is funded (goals and your retirement year are marked). If the line touches zero before life expectancy, the plan needs adjusting: a larger surplus, re-timed goals, or different assumptions.
Income, expenses & EMI
Annual cash flow by category, from today through life expectancy.
Reading the cash-flow chart: The gap between the income line and the expenses + EMI lines is your investable surplus. In this model income stops at retirement while expenses continue — which is exactly why the corpus has to carry the later years.
8 Goal funding
Goal
Target year
Years left
Inflation
Funded via
Future cost
Monthly SIP required i
Future cost = current cost compounded at the goal’s category inflation rate. Auto routes goals with a future cost above ₹25 lakh to a dedicated monthly SIP (reserved out of your yearly surplus); smaller goals are drawn from the corpus at their target year. Override per goal using the Funding column.
What to do with this: The “Monthly SIP required” column is the most actionable number on this page — it converts each goal into a monthly investing amount starting today. Bring this summary to an advisor conversation to map these amounts to suitable instruments, taxation and your risk profile.
Observations & suggested next steps
These observations are generated from the figures you entered, using common planning rules of thumb. They are educational prompts — not personal advice. Please review them with a qualified advisor.
How this projection works, and its limits: Each year the model grows your corpus at the assumed return, adds that year’s surplus (income minus expenses and EMIs), and deducts corpus-funded goals as they fall due at their inflation-adjusted cost; goals routed to a targeted SIP instead reserve their monthly SIP out of the surplus until the goal year. It uses a single blended return, assumes income stops at retirement, and does not model taxes, insurance needs or market volatility — real planning refines all of these.
Ready to turn this into a real plan?
Numbers are a starting point. Sit with a senior advisor to pressure-test these projections against your actual portfolio, taxes and priorities — confidentially.